Credit Fraud Recognition Based on Performance Evaluation of Deep Learning Algorithm
DOI:
https://doi.org/10.25195/ijci.v50i1.454Keywords:
Credit Card Fraud Detection, Deep Learning, Bidirectional LSTM(BiLSTM), Bank Management, Customer BehaviorAbstract
Over time, the growth of credit cards and the financial data need credit models to support banks in making financial decisions. So, to avoid fraud in internet transactions which increased with the growth of technology it is crucial to develop an efficient fraud detection system. Deep Learning techniques are superior to other Machine Learning techniques in predicting the customer behavior of credit cards depending on the missed payments probability of customers. The BiLSTM model proposed to train on Taiwanese non-transactional dataset for bank credit cards to decrease the losses of banks. The Bidirectional LSTM reached 98% accuracy in fraud credit detection compared with other Machine Learning techniques.
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